Introduction and Terms of Use

The terms and conditions contained hereinafter (TERMS OF USE) shall apply to the use of the websiterazorpay.com and any other linked pages products software(s) API keys, features content or application services (including but without limitation to any mobile application services) in connection therewith, offered from time to time by Razorpay Software Private Limited (RAZORPAY or WE or OUR or US) (collectively, WEBSITE).

The User Understands and Unconditionally Acknowledges That Even Though the User May Be Allowed to Execute Transactions on the Platform of Razorpay the Funds Shall Not Be Settled to the Account of Such User Pending Completion of Kyc Obligations on the Part of the User in Accordance With the Rbis Kyc Guidelines (Defined Below). Further, Upon Non-completion of Kyc Obligations on the Part of the User, as Mentioned Above, to the Satisfaction of Razorpay, We Reserve the Right to Not Release the Settlement Amounts to the User and May Eventually Reverse the Funds to the Account From Where Such Payment Originated.

Please read the terms set out hereunder carefully before agreeing to the same. If you do not agree to these Terms of Use (including any referenced policies or guidelines) please immediately terminate your use of the Website. You can accept the Terms of Use by

Clicking to accept or agree to the Terms of Use, where this option is made available to you by Razorpay in the User interface for any particular Service or Accessing testing or actually using the Services. In this case, you understand and agree that Razorpay will treat your use of the Services as acceptance of the Terms of Use from that point onwards.

For the purpose of these Terms of Use, wherever the context so requires, the term User shall mean and include any natural or legal person who has agreed to these Terms of Use on behalf of itself or any other legal entity.

It is clarified that the Privacy Policy (that is provided separately), form an integral part of these Terms of Use and should be read contemporaneously with the Terms of Use. Illegality or unenforceability of one or more provisions of these Terms of Use shall not affect the legality and enforceability of the other terms of the Terms of Use. For avoidance of doubt, if any of the provisions becomes void or unenforceable, the rest of the provisions of these Terms of Use shall be binding upon the User.

The Terms of Use may be revised or altered by us at our sole discretion at any time without any prior intimation to the User. The latest Terms of Use will be posted here. Any such changes by Razorpay will be effective immediately. By continuing to use this Website or to access the Services / usage of our Services after changes are made, you agree to be bound by the revised/ amended Terms of Use and such amendments shall supersede all other terms of use previously accepted by the User. You are solely responsible for understanding and complying with all applicable laws of your specific jurisdiction, including but not limited to the provisions of the RBI Guidelines on Regulation of Payment Aggregators and Payment Gateways, Payment and Settlement Systems Act 2007 Prevention of Money Laundering Act, 2002, Know Your Customer (KYC) / Anti-Money Laundering (AML) / Combating Financing of Terrorism (CFT) guidelines issued by the Department of Regulation RBI (the KYC GUIDELINES) etc. that may be applicable to you in connection with your business and use of our Services.